Many renters are under the impression that home insurance protects large claim items, like appliances, building structure or the house or outer building. Chances are if you’re renting, the landlord likely has their own insurance which will cover this kind of claim. What their insurance will not cover is your personal effects- things like clothing, jewellry, electronics, furniture etc. In addition, your landlord’s insurance doesn’t cover you if someone is injured on your property.
That’s why a renter needs renter’s insurance! It will help cover and replace these personal possessions should damage or loss occur due to a covered risk. Contact Action Insurance Group to find out how we can customize your policy to match your individual needs!