Condominium Insurance Alberta


If you own a condominium or co-op, you have both common and personal insurance needs. We have the coverage solutions to help meet your unique homeowner needs.

What Protection Does Condo Insurance Offer?

A condominium or co-op insurance policy is designed specifically to meet your unique homeowner needs, including coverage for your personal possessions, structural improvements made to your living space and additional living expenses incurred due to an accident. When selecting condo/co-op coverage, it’s important to determine what is covered by your association’s master policy and what items are your responsibilities. Typically, your condo/co-op association carries an insurance policy for common areas, such as the lobby, walkways, boiler, basement, etc.

condo insurance calgary

We’ve got you covered!

Customized coverage to satisfy your budget and needs.  Our agents will shop the condo insurance market for you to find you the best deal in town.  Combine your auto policy with a condo policy and save even more!

Property Protection
A personal condominium or co-op policy will help to safe guard you from losses to your personal property and the interior of your unit. We recommend insuring your personal property for its replacement-cost value to help you replace yesterday’s purchases at today’s price tags. As such, you will need to estimate:

  • The cost to repair or replace the inside of your home if it were damaged.
  • The cost to replace the contents of your home.

Liability Protection
In addition to your belongings, the liability-to-others portion of your policy covers you against lawsuits for bodily injury or property damage that you or a family member—and some cases, pets—cause to other people. It pays for both the cost of litigation and any court awards, up to the limit of your policy, and covers you at home or away.

Additional Coverages to Consider

  • Unit assessment coverage: This coverage reimburses you for the expense passed on to you by the association as long as the cause of loss was covered by the association’s policy.
  • Sewer backup: This coverage insures your property for damage by the backup of sewers and drains (does not include flood protection).
  • Flood or earthquake: These can strike anywhere, so it’s important to understand your risks and check into coverage options.

What our customers are saying after they took action on their condominium insurance …

My wife and I were really pleased to get our new policy for our condo in the mail. Your agents carefully explained how much contents insurance I needed and endorsements available. I will recommend!

Rahul R.

Really fast service and gave me a fantastic price. Happy with my condo policy!

Katja M.

I needed to add an endorsement to my condo insurance because of changing conditions in my building- my agent was detailed, quick to deliver, and very professional.

Derek P.