Term Life Insurance
Most affordable and a simple life insurance. Your coverage is guaranteed at a guaranteed premium for a specific term (time). Flexibility to choose from a short term to a longer term plan.
Permanent Life Insurance
Provides lifetime protection, while your premiums will never change. Some products may build a cash value you can use while you’re living. You can add a term insurance as a rider, to protect long term and short term financial goals. Many more options are available to choose from.
No Medical Life Insurance
Do you want your policy issued quickly? Have you been denied life insurance in the past? Afraid of medical exams or needles? These are just some of the reasons to choose No Medical Life Insurance. You are required to answer medical questions but you will not be subject to a medical examination.
Guaranteed Life Issue Insurance
Provides lifetime coverage at a guaranteed premium, with no medical examination. Coverage is usually more expensive than other types of insurance and is limited to a maximum of $25,000 to $50,000. Suitable if you are not qualified for other insurance and would like to leave something as a legacy or for covering final expenses. Most coverage are limited in the first two years.
Mortgage Life Insurance
Protect your family from your mortgage debt. Decide between a decreasing term life insurance or a level term life insurance plan.
Critical Illness Insurance
Pays a lump sum amount if you were to be diagnosed with an approved illness, such as a stroke, cancer and heart attack as per the contract.
Protect your income if you were to become disabled due to accident or sickness. Off the job coverage available if you are covered with WSIB.