Is your Vacation Home adequately covered under your existing insurance policy?

At Action Insurance Group we are able to provide coverage with Chubb Insurance and their Masterpiece Vacation Homeowners Policy to protect your family’s assets. The Masterpiece policy will provide the same comprehensive coverage as you have on your primary home, coupled with Chubb’s superior client service and industry leading claims handling abilities you will have the coverage you truly need.

Vacation Home Coverage Overview:

A Chubb Masterpiece Vacation Home policy offers market leading features, many of which are specific to vacation homes:

• Rebuilding to Code Coverage, for those vacation homes that in many instances have been around for decades, where rebuilding a destroyed home must be to newer municipal, provincial and environmental by-laws.
• Replacement Cost on Contents: Receive replacement value for contents that are lost, stolen or damaged at your vacation home
• Extended Replacement Cost for vacation homes, so if your home is destroyed, Chubb will pay to rebuild it, regardless of the expense
• With Chubb, you may choose a Cash Option, and use the money to repair or replace what has been lost
• Does your existing policy cover water pipes that sometimes freeze in extreme weather? Is your vacation home protected against damage from the weight of snow or ice?
• Items that are somewhat unique to Vacation Homes are often overlooked, you should check to ensure the satellite dish, dock, boathouse and other detached structures are covered for their replacement cost.